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The First-Time Home Buyers Guide

Sunday, July 21, 2019   /   by Brenda Bianchi

The First-Time Home Buyers Guide

Are you a first time home buyer? 

     Home ownership can be a smart long-term move, but you want to know what you’re getting into. Most of us think that home buying is as easy as browsing over the internet, checking beautiful houses, finding the perfect garden and view, but is it really all that?

Here are some first time home buying guide to help you:

 

  • Pay Off All Debt and Build an Emergency Fund/ Save a Down Payment- Avoid creating a financial disaster by preparing your finances before going house hunting! In addition to making sure your credit score is in order, you’ll also want to consider the cash you’ll need like the down payment. To guarantee you’re financially ready to buy your first home, you’ll need good credit, cash to close, and a verifiable income.



  • Get Preapproved for a Loan- For most of us, our home is the most expensive thing we’ll ever buy. And for most of us, we need one big loan to do it—a mortgage. This will help you to find a home for sale within your price range. Pre-approval shows sellers that you’re a serious buyer, which is a great way for first-time home buyers to get ahead in a competitive market.

Are you curious as to how much you can get pre-qualified for? CLICK HERE

 

  • Get a Local Real Estate and Go Shopping For Your First Home - It’s time. You’re ready to jump in and buy a house! While you could try and do it on your own, a buyer’s agent can help ease the process. They can help you research neighborhoods for best fit. Buyer's agents have your best interests in mind and keep everything you tell them confidential. Your buyer's agent would be able to negotiate prices for you, make sure that the property is inspected before you buy it and ensure that you have any representation you need. They're able to show you houses that are for sale by the owner, and not just houses being marketed by real estate agents. 

Looking for a Buyer's agent? CLICK HERE


  • Prepare for Closing- You've finally chosen your dream home, and now it's time to close. The closing is handled by a neutral third party closing agent such as a title company or a real estate attorney.  


Are you ready to buy your first home? View our Just Listed properties- 
CLICK HERE

Bianchi Realty & Property Management Inc
Brenda Bianchi & Team
9180 Oakhurst Rd. STE 1
Seminole , FL 33776
727-595-7653

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